How To Make Your Dream of Homeownership a Reality

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers / By Tatiana Janes

According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable.

you may not need as much as you think for your down payment kcm share

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers / By Tatiana Janes

Some Highlights

Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.

The 3 Factors That Affect Home Affordability

Buying Myths, Down Payments, For Buyers, Housing Market Updates, Interest Rates, Pricing / By Tatiana Janes

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:

key terms to know when buying a home kcm

Key Terms To Know When Buying a Home [INFOGRAPHIC]

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers / By Tatiana Janes

Financial Fundamentals for First-Time Homebuyers

Buying Myths, Down Payments, First Time Home Buyers, For Buyers / By Tatiana Janes

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit […]

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VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers / By Tatiana Janes

Some Highlights

VA Loans can help make homeownership possible for those who have served our country.
These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house.
Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they have the best information about the benefits of VA home loans.

VA Loans Can Help Veterans Achieve Their Dream of Homeownership

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers / By Tatiana Janes

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying […]

Taking the Fear out of Saving for a Home

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers / By Tatiana Janes

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. […]

Four Things That Help Determine Your Mortgage Rate

Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers / By Tatiana Janes

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s […]

Saving for a Down Payment? Here’s What You Should Know.

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers / By Tatiana Janes

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why. […]